As Vice President of Policy and Research at Demos, Tamara is responsible for developing and advancing the organization's goals through research, idea generation and policy development.  A member of the Demos team since 2001, Tamara developed the organization’s groundbreaking work on household indebtedness, middle class insecurity and the economic challenges facing young people.

She is the author of Strapped: Why America's 20- and 30-Somethings Can't Get Ahead published by Doubleday in 2006.  Strapped offers a groundbreaking look at the new obstacle course facing young adults-the under 35 crowd-as they try to build careers, buy homes and start families.

Tamara is co-author of the Demos reports, The Plastic Safety Net: The Reality Behind Debt in America, Millions to the Middle: Three Strategies to Grow the Middle Class, Generation Broke: The Growth of Debt Among Young Adults, Retiring in the Red: The Growth of Debt Among Older Americans, and Borrowing to Make Ends Meet: The Growth of Credit Card Debt in the 90s, among others.

Tamara's op-eds and expert advice have appeared in many newspapers across the country, including The Wall Street Journal, NY Times, Boston Globe, BusinessWeek, Baltimore Sun, Kansas City Star, Chicago Tribune, USA Today, Christian Science Monitor, US News and World Report, Newsweek, Boston Herald, San Francisco Chronicle, Metro, Village Voice and Akron Beacon Journal.

She has appeared as a commentator on CNN, ABC, NBC, CNN Money, CNN Headline News, MSNBC, Fox News, Reuters Television and numerous radio shows. Tamara has presented at many major conferences and forums including the Neighborhood Funders Group Annual Conference, March 14, 2002 as keynote speaker. She has also testified before US House Financial Services Committee, Subcommittee on Financial Institutions and Consumer Credit, Hearing on "Financial Services Issues: A Consumer's Perspective" on September 15 on September 15, 2004.

Tamara holds an M.P.A. from Columbia University and a B.S.J. from Ohio University.

Follow her on Twitter @tamaradraut.



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